ANKrD Privacy Policy

ANKrD is created and operated by Celestial Works LLC.

This Privacy Policy explains what information may be collected, used, stored, shared, or deleted when you download, access, or use ANKrD.

By downloading, installing, accessing, or using ANKrD, you agree to this Privacy Policy.

If you do not agree to this Privacy Policy, do not use ANKrD.

1. About ANKrD

ANKrD is a mobile behavior and shopping pause app designed to help users reflect before making purchases.

ANKrD may include purchase pause tools, impulse check-ins, spending reflections, wishlist or save-for-later lists, purchase notes, emotional spending prompts, habit tracking, AI-assisted reflections, reminders, account features, purchases, subscriptions, paywalls, premium features, settings, and other app features.

ANKrD is designed to support personal reflection around shopping behavior.

ANKrD is not a bank, financial institution, credit counselor, financial advisor, therapist, medical provider, legal advisor, debt management service, or emergency service.

You are responsible for deciding what information you enter into ANKrD and how you use that information.

2. Information You Provide

ANKrD may collect information you choose to enter into the app.

This may include:

• Name or display name
• Email address
• Account login information
• Username
• Profile information
• Purchase notes
• Wishlist items
• Save-for-later items
• Product names
• Product links
• Product photos or screenshots
• Store names
• Price notes
• Category notes
• Spending reflections
• Emotional spending notes
• Pause reasons
• Waitlist or reminder dates
• Habit tracking information
• Budget-related notes, if you choose to enter them
• AI chat or reflection messages, if AI features are available
• Subscription or entitlement status
• App preferences
• Feedback, support requests, or messages you send us

You should only enter information that you are comfortable storing in the app.

3. Sensitive Financial and Personal Information

ANKrD may allow you to enter sensitive personal or financial-related information.

This may include information related to spending habits, emotional triggers, shopping behavior, personal goals, debt concerns, budget notes, financial stress, or purchase decisions.

You control what you choose to enter into ANKrD.

Do not enter sensitive financial, emotional, health, relationship, legal, or personal information unless you are comfortable storing it in ANKrD.

ANKrD does not require you to connect a bank account, credit card, loan account, investment account, or financial account to use the app unless a future feature clearly asks for that permission.

4. No Bank Account or Payment Card Collection

ANKrD is designed as a reflection and behavior support app.

ANKrD does not require your full credit card number, debit card number, bank account number, loan account number, investment account number, Social Security number, tax ID, or payment account password to use the core app.

If ANKrD offers purchases or subscriptions, payment is processed by the Apple App Store, Google Play, or another platform provider.

Celestial Works LLC does not receive or store your full payment card number, full bank account number, or payment account password.

5. Account and Sign-In Information

ANKrD may allow you to sign in with Apple, Google, Facebook, email, or other supported login providers.

If account features are available, we may collect or receive information needed to create, manage, secure, or support your account.

This may include:

• Email address
• Name or display name
• Username
• Login provider ID
• Authentication token or account identifier
• Account creation date
• Account settings
• Subscription or entitlement status
• Device or app session information needed for login and security

We do not receive or store your Apple, Google, or Facebook password.

Your use of third-party login providers may also be subject to their own privacy policies and terms.

6. Guest Use and Local Data

ANKrD may allow you to use some features without creating an account.

Some guest or local-only information may be stored only on your device.

Local-only information may not be backed up to our servers unless you later use an account feature, sync feature, cloud backup feature, AI feature, or other feature that stores data online.

This means:

• If you delete the app, local-only data may be lost.
• If you switch phones or devices, local-only data may not transfer.
• If your phone is lost, reset, damaged, replaced, or wiped, local-only data may be lost.
• If your device storage is cleared, local-only data may be lost.
• We may not be able to recover local-only data because we may not store it on our servers.

You are responsible for understanding the risk of using local-only or guest features.

7. Purchase Links, Product Screenshots, and Shopping Content

ANKrD may allow you to save product links, store names, product screenshots, product images, price notes, purchase notes, or related shopping information.

Product links, screenshots, or images may reveal personal interests, spending habits, location, account details, addresses, names, order numbers, or other private information.

You are responsible for reviewing screenshots, images, product links, and notes before saving or uploading them.

Do not upload or save screenshots that include passwords, payment card numbers, bank account numbers, addresses, order numbers, private messages, or other sensitive information unless you are comfortable storing that content.

8. AI Features

ANKrD may include optional AI-assisted features.

AI features may help with spending reflection, purchase pause prompts, emotional spending check-ins, wishlist organization, shopping summaries, habit insights, or general informational support.

If AI features are available, information you submit to those features may be processed by AI service providers to generate a response.

This may include purchase notes, emotional spending notes, product details, price notes, wishlist items, reflection entries, or other information you choose to submit.

You should not submit information to AI features unless you are comfortable with that information being processed to provide the feature.

AI output may be incomplete, inaccurate, outdated, inappropriate, emotionally unhelpful, or unsuitable for your situation.

AI features do not provide financial advice, credit counseling, debt management, therapy, medical advice, legal advice, emergency help, or professional care.

Always review AI-generated content before relying on it or sharing it.

9. Information Collected Automatically

When you use ANKrD, some information may be collected automatically by the app, your device, app stores, or service providers.

This may include:

• Device type
• Operating system
• App version
• Language settings
• Country or region
• General usage events
• Feature usage
• Reminder activity
• Crash logs
• Error reports
• Performance data
• Subscription status
• Purchase entitlement status
• Authentication events
• Security or fraud prevention signals

We use this information to operate, improve, secure, debug, and support ANKrD.

10. Purchases and Subscriptions

ANKrD may offer optional paid features, subscriptions, premium tools, paywalls, or other paid benefits.

Purchases and subscriptions are processed by the platform where you downloaded the app, such as the Apple App Store or Google Play.

Celestial Works LLC does not process your payment directly and does not receive or store your full credit card number, debit card number, bank account information, payment account password, or complete payment details.

We may receive limited purchase or subscription information from Apple, Google, or service providers so the app can unlock paid features.

This may include:

• Subscription status
• Purchase status
• Renewal status
• Trial status
• Product ID
• Expiration date
• Transaction confirmation
• Refund or cancellation status

Subscription billing, renewal, cancellation, refunds, chargebacks, taxes, payment methods, payment disputes, free trials, introductory offers, and billing problems are managed by Apple or Google according to their own rules and policies.

Deleting ANKrD, deleting your account data, deleting local data, or signing out does not automatically cancel an active Apple App Store or Google Play subscription.

You must manage or cancel subscriptions through your Apple App Store or Google Play account settings.

11. Notifications and Reminders

ANKrD may allow you to set reminders or receive notifications.

Notifications may include purchase pause reminders, wishlist reminders, wait-before-buying reminders, reflection reminders, subscription notices, account notices, or other app-related messages.

Notification content may appear on your device lock screen depending on your device settings.

You are responsible for managing notification permissions and lock screen privacy settings on your device.

You can disable notifications through your device settings or app settings where available.

12. Shopping, Store, and Third-Party Links

ANKrD may allow you to save, open, or interact with product links, store links, affiliate-style links, website links, or other third-party links.

If you tap a third-party link, visit a store, make a purchase, subscribe to a service, create an account, communicate with a merchant, or share information with a third party, that interaction is between you and the third party.

Third-party stores, websites, apps, merchants, payment processors, and platforms may collect, use, store, sell, disclose, or share your information according to their own privacy policies and terms.

Celestial Works LLC is not responsible for third-party stores, websites, products, prices, availability, shipping, returns, refunds, subscriptions, charges, disputes, privacy practices, or data collection.

13. Ads and Third-Party Advertising

ANKrD is designed as a behavior and shopping pause app and may not always include ads.

If ANKrD shows ads in the future, ads may be provided by third-party ad networks, including Google AdMob or other providers.

Ads may collect or use information according to the ad provider's own privacy policies and settings.

We do not control the specific ads shown, the products or services advertised, or the websites, apps, services, offers, subscriptions, purchases, or pages that ads may link to.

If you tap an ad, download another app, make a purchase, subscribe to another service, sign up for an account, communicate with an advertiser, or share information with a third party, that interaction is between you and the third party.

Celestial Works LLC is not responsible for third-party ads, advertisers, ad links, third-party purchases, third-party subscriptions, or third-party privacy practices.

14. Analytics and Crash Reporting

ANKrD may use analytics and crash-reporting tools to understand app performance, fix bugs, improve usability, and detect issues.

Analytics and crash data may include device information, app version, feature usage, error logs, crash reports, performance data, and general location such as country or region.

We do not use analytics to read private purchase notes, private wishlist items, private emotional spending reflections, or private AI conversations.

15. How We Use Information

We may use information to:

• Provide ANKrD features
• Save purchase notes, wishlist items, reminders, reflections, settings, and preferences
• Support account features
• Support optional syncing or backup features
• Support AI-assisted features
• Provide paid features or subscription access
• Send app-related messages or service notices
• Respond to support requests
• Improve app design, performance, and reliability
• Fix bugs and crashes
• Protect against fraud, abuse, misuse, or unauthorized access
• Enforce our Terms of Use
• Comply with legal, tax, accounting, security, or platform requirements

We do not use your purchase notes, emotional spending notes, wishlist items, or AI conversations to provide financial advice, credit counseling, debt management, therapy, diagnosis, or professional care.

16. Third-Party Services

ANKrD may depend on third-party services, including Apple, Google, Facebook / Meta, Supabase, OpenAI, Anthropic, purchase processors, analytics providers, crash-reporting providers, hosting providers, authentication providers, app stores, notification providers, AI providers, email providers, and other service providers.

These providers may process information for app operation, login, storage, AI features, analytics, crash reporting, subscriptions, payments, notifications, security, email delivery, or customer support.

We are not responsible for third-party service outages, data practices, policies, errors, billing issues, account issues, login issues, refund issues, platform changes, service changes, security events, AI output, or decisions made by those third parties.

Your use of third-party services may be subject to their own terms, privacy policies, and platform rules.

17. How We Share Information

We may share information with service providers who help us operate ANKrD.

This may include providers for:

• App hosting
• Database storage
• Authentication
• Account management
• Subscriptions and purchases
• AI processing
• Analytics
• Crash reporting
• Notifications
• Email delivery
• Customer support
• Security
• Legal or compliance support

We may also share information if needed to:

• Comply with law
• Respond to legal requests
• Protect our rights, users, app, business, or service providers
• Investigate fraud, abuse, security issues, or policy violations
• Enforce our Terms of Use
• Complete a business transfer, merger, acquisition, sale, restructuring, or similar transaction

We do not sell your private purchase notes, wishlist items, emotional spending reflections, AI conversations, or private app content.

18. Data Retention

We keep information for as long as reasonably needed to provide ANKrD, support your account, maintain records, comply with legal obligations, resolve disputes, prevent fraud or abuse, enforce agreements, and operate our business.

Some information may be deleted sooner if you delete it in the app or request deletion.

Some data may remain in backups or logs for a limited time.

Some data may be retained where required or permitted for legal, security, fraud prevention, tax, accounting, payment, dispute, backup, or platform compliance reasons.

Local-only data stored on your device may remain on your device until you delete it, clear app data, reset your device, or uninstall the app.

19. Data Deletion

If account features are available, you may request deletion of your ANKrD account data by contacting:

celestialworksapps@gmail.com

Please use the subject line:

ANKrD Data Deletion Request

We may need to verify your request before deleting account data.

Deleting ANKrD account data does not automatically cancel an active Apple App Store or Google Play subscription.

You must cancel subscriptions through your Apple App Store or Google Play account settings.

Local-only or guest data may be stored only on your device. We may not be able to recover, transfer, restore, or delete local-only data from our servers because we may not store it in our database.

Some data may be retained where required or permitted for legal, security, fraud prevention, tax, accounting, payment, dispute, backup, or platform compliance reasons.

20. Security

We use reasonable technical, organizational, and administrative measures to help protect information.

However, no app, database, network, device, AI service, or online service is completely secure.

We do not guarantee that ANKrD will be free from unauthorized access, data loss, bugs, errors, breaches, service interruptions, or security issues.

You are responsible for keeping your device, account, login provider, password, notifications, and device lock screen secure.

You should not share your account login information with anyone you do not trust.

21. Your Choices

Depending on the features available, you may be able to:

• Use some features without creating an account
• Edit or delete certain purchase notes
• Edit or delete certain wishlist items
• Edit or delete certain reflections
• Turn notifications on or off
• Change app settings
• Sign out of your account
• Request account data deletion
• Manage subscriptions through Apple App Store or Google Play
• Control camera, photo, notification, and other device permissions through your device settings

Some features may not work if you disable permissions, delete data, turn off notifications, or refuse certain access.

22. Device Permissions

ANKrD may request device permissions depending on the features you use.

These may include:

• Notifications, for purchase pause reminders, reflection reminders, account notices, and app alerts
• Camera, if product photo, receipt photo, screenshot, or upload features are available
• Photos or media library, if uploading images is available
• Contacts, only if invite or sharing features are available and you choose to use them

You can manage permissions through your device settings.

If you deny permissions, some features may not work.

23. International Users

ANKrD is operated by Celestial Works LLC in the United States.

If you use ANKrD outside the United States, your information may be processed in the United States or other locations where our service providers operate.

Privacy laws in those locations may be different from the laws in your location.

By using ANKrD, you understand that your information may be transferred, stored, or processed outside your location where allowed by law.

24. California and Other Privacy Rights

Depending on where you live, you may have rights to request access, correction, deletion, or information about how your personal information is used.

You may contact us at:

celestialworksapps@gmail.com

Please include enough information for us to understand and respond to your request.

We may need to verify your request before taking action.

Some information may be exempt from deletion or access requests where allowed by law.

25. Children's Privacy

ANKrD is intended for adults and is not directed to children under 13.

Children under 13 should not create accounts or submit personal information through ANKrD.

We do not knowingly collect personal information directly from children under 13.

If we learn that a child under 13 provided personal information directly through ANKrD, we will take reasonable steps to delete that information.

Parents or guardians may contact us to request deletion of personal information that may have been provided directly by a child under 13.

Contact:

celestialworksapps@gmail.com

Please use the subject line:

ANKrD Child Privacy Request

We may need to verify your request before taking action.

26. No Sale of Personal Information

We do not sell your private purchase notes, wishlist items, emotional spending reflections, AI conversations, or private app content.

We do not sell children's personal information.

If our practices change, we will update this Privacy Policy where required.

27. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

If we make changes, we will update the effective date and make the latest version available in the app or on our website.

Your continued use of ANKrD after the updated Privacy Policy is posted means you accept the updated Privacy Policy.

28. Contact

For questions about this Privacy Policy, contact:

Celestial Works LLC

celestialworksapps@gmail.com